By using Swiftcaploans.com or submitting a loan request, you agree to these Terms & Conditions.
Swiftcaploans is a direct lender offering loan services in all 50 U.S. states.
We do not charge any fees for:
Application
Processing
Consultation
Pre-approval
Our services are completely free for applicants.
To apply for a loan, you must:
Be 18 years or older
Be a U.S. resident
Submit accurate and truthful information
Loan approval is not guaranteed.
Approval depends on verification checks, compliance, and internal lending criteria.
By applying, you agree that Swiftcaploans may contact you via:
Phone
Email
SMS
You may opt out at any time.
Swiftcaploans is not responsible for:
Website errors or downtime
Technical issues affecting communication
Delays caused by third-party verification services
Losses resulting from incorrect information submitted by customers
You may cancel your application at any time before final loan approval.
These Terms are governed by United States federal laws and applicable state lending regulations.